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Dan De Felippi, who was convicted of credit card fraud and ID theft in 2004, says simply this: You can't be too careful.[Click here to check current credit card offers, including rates and terms.]" data-reactid="15"[Click here to check current credit card offers, including rates and terms.]De Felippi, 29, mostly made fake credit cards with real credit card information he bought online.

"I would make fake IDs to go with them, and then I'd buy laptops or other expensive items in the store and sell them on e Bay," he says.

More from Credit • Issuers May Freeze, Seize Your Bank Account If You Pay Late on Card • Skimming 101: How to Spot It, Avoid It, Deal With It • Get a Better Credit Score by Mixing Up Types of Credit We've all heard the standard tips about preventing identity theft and credit card fraud.

But what would a real identity thief tell you if he had the chance?

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